April 2011
1 post
5 tags
Mega hyper focused savings website for... →
November 2010
1 post
1 tag
February 2010
1 post
REALTOR® Magazine-Daily News-Are Interest Rates... →
Sell low and buy low. Because all property values are down, the loss on the property a home owner sells is really only a paper loss because the next property he buys also will be a bargain. If he buys smartly, when prices come back up in a few years, he’ll be in better shape.
Down-payment help is widely available. While nothing-down loans have disappeared, it is easy to find down-payment...
January 2010
56 posts
4 Demographic Trends That Will Affect Housing
Daily Real Estate News | January 29, 2010 |4 Demographic Trends That Will Affect Housing
A new report from the Urban Land Institute predicts two major changes in the U.S. housing market as we began a new decade.
Home appreciation will slow considerably to about 1 percent to 2 percent annually.
The current U.S. homeownership rate, now at 67 percent (which is down from a record high of 69...
Fannie Mae Offers New Closing Cost Assistance and...
Fannie Mae is offering a 3.5% incentive for buyers who purchase and close on a Fannie Mae-owned home between January 28 and April 30, 2010. Buyers purchasing properties listed on HomePath.com that are closed within this period may receive up to 3.5% of the final sales price for:
· Closing costs;
· The purchase of new Whirlpool® appliances by Fannie Mae; or
· A mix...
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What happens on 11-2-2010 for Indiana?
The voters are the only thing standing between taxpayers and permanent property tax protection in the Constitution. As required by law, the much lauded property tax caps have been passed by two separately elected General Assemblies after the Senate affirmatively voted 35-15 last week. The caps were originally passed in 2008. The question of putting the caps in the Constitution will now be up to...
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FHA Date Is Set...
The FHA Upfront MIP changes go into effect for FHA Case numbers assigned on or after April 5th, 2010. The FHA Upfront MIP will be 2.25%.
The insurance premium increase is 50 bps to 2.25% – from 1.75% – effective in April 5th. That means an additional $500 will be needed on a $100K loan.
Indiana Is Home →
Save money witrh a new front door
Replacing your front door can pay for itself or even turn a profit by increasing your home’s value, according to Remodeling Magazine’s annual Cost vs. Value Report. What’s more, if you choose an energy-efficient exterior door, you may qualify for a tax credit that can offset 30% of the purchase price as well as trim up to 10% off your energy bills. With utility bills averaging $2,200 annually,...
“There is but one straight course, & that is to seek truth & pursue it...”
– ~ George Washington
2009 Tax Tips
Up first is the popular $8,000 tax credit for first-time home buyers. Originally scheduled to expire on November 30th, 2009, this valuable tax credit of up to 10% of the purchase price or up to $8,000 was extended into 2010 (purchase agreements must be signed by April 30, 2010, and closings must be final by June 30, 2010). The new program was also expanded to include a tax credit of up to $6,500...
Median Price for Single Family Properties in... →
To let you know the sq.ft price in Fishers is $81. Noblesville is a buyers market along with Fishers. Noblesville has an index of 14.94 and Fishers has an index of 15.17 when the number reaches 30 it is said to be in balance.
Do not call list
REMEMBER: Cell Phone Numbers Go Public this monthREMINDER….. all cell phone numbers are being released to telemarketing companies and you will start to receive sales calls….. YOU WILL BE CHARGED FOR THESE CALLSTo prevent this, call the following number from your cell phone: 1-888-382-1222
In Indianapolis, according to the MIBOR, as of the... →
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HUD Provides FHA Financing for Foreclosed... →
Supermarkets and home buying what is common with...
Most Supermarkets bake their bread early in the morning, however to entice more custom some have resorted to pumping out the smell of fresh baking bread to add to the illusion that it is constantly baked through the day. Step outside your home with a cup of ungrounded coffee beans take a gigantic sniff of the beans. I then want you to come into the entry and tell me what you smell? Is...
Indiana Task Force One →
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Chimmney maintenance
Your fireplace, the most low-tech piece of equipment in your house, may seem like a simple load-and-light operation, but ignoring annual maintenance can impair its performance, leading to heated air (and dollars) blowing out the chimney, harmful smoke inside, and possibly even a chimney fire.
The average number of annual U.S. home fires caused by fireplace, chimney, and chimney connectors between...
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Caution Craigslist
MIBOR members continue to report that one or more of their listings has been the subject of a fraudulent ad placed on Craigslist. Listing information is lifted and placed in an ad offering the property “For Rent.” The scammer sometimes will ask for credit information, or ask for an up-front deposit. The scammer’s story is that they are out of the country and cannot make...
As the warm wether increse watch out for Ice Dams →
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Do you like Phishing?
The truth is financial institutions and online retailers are very aware of existing phishing scams and want consumers to be educated in what their companies will never do. For example:
Bank of America:
Never sends you an urgent email with claims that your account may be closed if you do not verify or authenticate your personal information.
Never requests you to update secure information that...
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A press Release for a new Indianapolis Builder
Fischer Homes Expands to Indianapolis
Homebuilder Sees Opportunities for Consumers in Indy Market
Indianapolis, IN — In contrast to major home building cutbacks, the Cincinnati-based Fischer Group is expanding its homebuilding operation into the Indianapolis housing market.
Fischer has currently built 30 homes in 17 communities in Indianapolis. Fischer has a first-year goal of selling 150 to...
Jim sent you a Bankrate.com story link!
This story link was sent to you by Jim. — Jim’s comments: You can read this story on Bankrate.com at http://www.bankrate.com/brm/news/realestateadviser/20081214-buying-condo-or-co-op-a1.asp
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Make your case for tax assessment reduction →
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Get an Inside View of Local Home Buyers and...
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The Surprising Differences Between Employing An...
Deciding to purchase a new home is a fun and usually joyous experience. However because the home represents the single most costly investment most of us make, this decision should also be very diligent and serious.
When purchasing a home, most buyers select a price range then focus entirely on amenities and location. Since we spend the vast majority of our daily lives at home, it certainly...
Watchmsrelady:
This message never goes out of style! DO YOU! Gary Vaynerchuk Good Morning everyone!
Interest rate watch Yikes! →
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Which Mortgage Do You Choose?
Key Questions to Ask Yourself and Lenders
When Shopping for a Mortgage!
Traditional Fixed Rate Mortgage? Graduated-Payment Mortgage? Adjustable Rate Mortgage? FHA Mortgage? Two-Step Mortgage?
You are wondering which kind of mortgage is best. The answer: There is no one correct answer. Deciding which type of mortgage will best fulfill your needs can be difficult. There are so many types of...
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Greenwood Indiana Home
Click the Hyperlink below to link to see the home I’m going to go show. It is a foreclosure a great buy. The average cost for a home in this community is over $161,000. This home is listed under $145K.
http://mibor.mlxtempo.com/Pub/EmailView.asp?r=869085086&s=INR&t=INR
Fishers Indiana December 2008-2009
Fishers December 2008 to December 2009: 2008: 92 homes were reported sold with an average list price of $212,469 the highest home sold was $1,175,000 and the lowest home sold for $101,000. It took an average of 91 days to sell a home. The average square foot cost for a home was $91.00 and the average square foot for a home was 1,173. In conclusion the average home had 4 bedrooms 2 full bathrooms...
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Good effort in vane
msrelady:
Stay or go? http://ping.fm/oY5Ob I help homeowners make the decision it’s not too late!
Adoption
I know a couple that is excited to start a family! Unfortunately the ability for them to get pregnant is out of their hands. If you know of a birth mother looking for a secure couple please email me and I will turn over their information. I just ask as you speak to your friends neighbors and family that yo keep an ear out for discussion on adoptions.
Music made by a Husky →
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Small Reminders to Help Sell Your Home
Paint Walls a Neutral Color: Since every buyer has different decorating tastes, painting your walls a neutral color such as light tan or beige will help attract any potential buyer. If you don’t have time to paint the entire house, at least paint areas that make the biggest impression such as the entry, living room, dining room, kitchen, and master bedroom.
Polish the Metal: Add some sparkle to...
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Typical Breakdown of Cost for House Construction
Professional production and semi-custom homebuilders know the typical breakdown of costs for home construction. There is a budget for everything in a new home. Here is a cost breakdowns.
Structure/Shell 28%
Homesite: 20%
Mechanicals: 10%
Foundation: 9%
Drywall/Insulation:6%
Exterior Finish: 6%
Interior Trim: 5%
Flooring: 4%
Miscellaneous: 4%
Paint: 3%
Cabinets: 2%
Interior...
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Did you know I'm a I on the disk profile?
Do I know what an I is? I’m concerned about COMMUNICATION and PEOPLE.
I am optimistic, charming, and outgoing.
I are a “people person.”
I genuinely like people, and I want them to like me.
I trust people and enjoy bringing out their best.
I are a consummate communicator. I enjoy telling stories and I tend to exaggerate.
I enjoy meeting new people, ...
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Come and visit me at the new No-BS-Real-Estate... →